401(k) plan choices can be confusing and overwhelming. EZTracker's goal is to eliminate the guesswork and help you manage your 401(k) plan to reach your long-term financial goals. Since 2002, we've helped thousands manage their retirement accounts with superior results.
On the last Sunday of each month, we'll send you an email announcing the new issue of EZTracker. Just download your copy and update your portfolio. It's that easy. We provide simple instructions and a FREE Help Hotline to get you started—and to keep you on track.
Before choosing an EZTracker portfolio to follow, you must determine your Risk Quotient. Ask yourself five questions:
You must be comfortable with your investment strategy.
You should carefully assess your risk tolerance before making any investment decisions. For help thinking about your ability and comfort with risk, we suggest using a free risk quiz developed by our friends at Friedenthal Financial.
Each of EZTracker's four model portfolios is designed for different investment needs and styles. Whether you're an aggressive, moderate or conservative investor, EZTracker has a portfolio for you.
An investment strategy should be measured one way: Results over time. Not one-week, one-month, not even one-year. By evaluating the performance of your 401(k) plan funds and upgrading every month, EZTracker follows market leadership. EZTracker's monthly updating is, in effect, another form of diversification and a method for moving assets incrementally. Our goal is to deliver long-term superior results by seeking the best performance that reflects current market conditions.
Target Date Funds simplify investing in many ways, but they can complicate it if they get your risk exposure wrong. Investing is not one-size-fits-all and everyone's situation is different. Target Date Funds tend to be more cookie-cutter and don't take into account where you fall on the aggressive, moderate, or conservative risk tolerance scale. Making your selection based solely on your expected retirement date could leave you with an investment that exposes you to too much—or not enough—risk to meet your financial goals.
Publish Start: November 2021
EZTracker began publishing the Hawaiian Airlines 401k newsletter November 28, 2021.
